Associate Services
We are happy to refer you to an associate provider if needed.
All of the below services are referred to a third party. Neither Professional Solutions Financial Services Ltd nor PRIMIS are responsible for the service received.
Buildings & Content Cover
Having adequate building & contents insurance in place ensures your home and belongings are protected from unfortunate events like theft, fire or a natural disaster such as flooding.
Second Charge Loans
Second charge loans are a secured loan and are can also be called “second mortgages” or “homeowner loans”.
If you take out a second charge loan, it will mean you will have two separate mortgages on your home. Your primary mortgage will still take priority over a second charge loan.
Bridging Loans
You may need a temporary loan when bridging the gap between buying and selling
A bridging loan or bridge loan is a short-term loan given to 'bridge the gap' between buying a new house and selling your previous house.
Bridging loans can also be useful when used as a short term loan to help you buy a property at auction, when money is needed immediately, as you may not have sold your current property yet.
Some Bridging Finance is not regulated by the Financial Conduct Authority.
Commercial Mortgages
Commercial mortgages are arranged for the purpose of purchasing or re-mortgaging property that is primarily for commercial or business use and can be arranged for as a form of investment (commercial buy to let) or for a business to trade from.
There are two types of commercial mortgage: an owner occupier mortgage for trading premises and a commercial investment mortgage for those looking to invest in commercial property. We can help you look at both.
Property Development Finance
Property development finance is a short-term loan for residential property developments, such as construction projects, and is usually advanced as a loan towards land purchase and a loan in stage payments for development costs in converting a property into flats or Houses in multiple occupation (HMO).
Your home may be repossessed if you do not keep up repayments on your mortgage.